Work hard, or hope for the best. Hmm. My friends dad used to tell us kids, "sh** in one hand, and wish in the other. See which one fills up faster."
“Why is it that people don’t become wealthy?”
First, at the top of the list, is that it never occurs to them.
Make a Decision
The second reason that people don’t become wealthy is that they never decide to.
The third reason that people don’t become wealthy is procrastination.
Pay the Price
The fourth reason that people retire poor is what economists call the inability to delay gratification.
“If you cannot save money, the seeds of greatness are not in you.”
Take the Long View
The fifth reason that people retire poor is perhaps as important, if not more important, than all the others…
It is lack of time perspective.
This was defined as the amount of time that you take into consideration when planning your day-to-day activities and when making important decisions in your life. Time perspective referred to how far you projected into the future when you decided what you were going to do or not do in the present.